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FREQUENTLY ASKED QUESTIONS

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Frequently Asked Questions
What is Countrywide Commercial?
Countrywide Commercial is a division of Countrywide Bank, FSB, providing real estate debt financing as principal for commercial property transactions across the United States.
Where is Countrywide Commercial located?
The division's headquarters are located in Calabasas, California.  Regional offices are located in New York, Greenwich, Washington DC, Miami, Atlanta, Chicago, Dallas, Santa Monica, Irvine, San Diego, San Francisco, Oakland, Sausalito, Denver and Seattle.
What products does Countrywide Commercial offer?

Countrywide Commercial offers first mortgages, B notes, mezzanine debt, preferred equity and other innovative products designed to optimize the client's capital structure on commercial real estate. Both fixed rate and floating rate loan products are available on the following property types:
RETAIL
OFFICE
MULTI-FAMILY
HOTELS
INDUSTRIAL
SELF-STORAGE UNITS
MOBILE HOME PARKS
MEDICAL OFFICE BUILDINGS

Are there any property types for which Countrywide Commercial will not make a loan?
Countrywide Commercial currently does not offer loans secured by land, fast food franchises/restaurant-only properties, single family housing developments, condominium developments and/or conversions.
Does Countrywide Commercial offer construction loans?
Countrywide Commercial does not offer construction loans, although in certain circumstances they can accomodate minor property rehabilitation and/or tenant build-out for otherwise income-stabilized properties.
Are there any loan size constraints?
Countrywide Commercial does not have a maximum loan size or borrower limit. The desired minimum loan amount for Countrywide is $5 million for fixed rate loans and $5 million for floating rate loans.  See Loan Guidelines for more information.
Are there occupancy requirements for the property?
The property occupancy rate must be at least 75%, with all tenants paying rent.
Does Countrywide Commercial offer 1031 exchange transactions?
Yes.  Learn More.
 

Exclusions
Countrywide Commercial currently does not offer loans secured by land, fast food franchises/restaurant-only properties, single-family housing developments, condominium developments and/or conversions. Countrywide Commercial does not offer construction loans, although in certain circumstances minor property rehabilitation and/or tenant build-out for otherwise income-stabilized properties can be accommodated..
Equal Housing Lender. ©2008 Countrywide Bank, FSB, Countrywide Commercial Real Estate Finance Division. Member FDIC. Trade/service marks are the property of Countrywide Financial Corporation, Countrywide Bank, FSB, or their respective affiliates and/or subsidiaries. Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. All rights reserved.